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Setting goals gives people focus and direction, serving as a road map to help them reach their intended results. Goals that are SMART—specific, measurable, achievable, relevant, and tiindia stream apkme-bound—become more than just dreams; they become workable plans. For example, a SMART goal would be "I will exercise for 30 minutes five times a week for the next three months," as opposed to a general one like "I want to be fit.". This clarity not only improves motivation but also makes it possible to monitor progress and make any necessary corrections as needed.

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Set a Budget	Decide on a budget and stick to it to avoid overspending.